Finance explainers
Stick figure finance videos that explain, not advise
Money channels need two things that pull against each other: clear, catchy explanations and careful wording. StickTale handles the first, turning a question like "Why do prices keep going up?" into a narrated stickman video with the numbers on screen. This page covers the second: how to keep your videos educational, accurate and clear of anything that sounds like personal financial advice.
Sample script: How long does it take money to double?
- RULE OF 72Want to know how long it takes money to double? Divide 72 by the yearly interest rate.
- 72 ÷ 6 = 12At 6% a year, that's about 12 years.
- 72 ÷ 9 = 8At 9%, about 8.
- INTEREST ON INTERESTIt works because of compounding: you earn interest on your interest.
- NOT A PROMISEIt's a shortcut, not a promise. Real returns go up and down.
- And it works on prices too. At 3% inflation, prices double in about 24 years.
Each line becomes one illustrated scene, narrated in one continuous take.
Why money topics suit stick figures
Finance is abstract. Interest, inflation and risk have no natural picture, so a simple character doing something concrete carries the idea: a stickman watching a coin jar grow, a shopping cart getting smaller each year. Hand-lettered labels put the key number on screen, so "72 ÷ 6 = 12" sticks even with the sound off.
The same simplicity keeps the tone friendly. Money videos can feel preachy or intimidating, and a slightly funny stickman lowers the stakes without dumbing anything down.
Education, not advice: wording that keeps you safe
This is not legal advice, and rules differ by country. But most finance creators follow the same basic habits, and StickTale makes them easy because you can rewrite any line and it is re-voiced automatically.
- Explain how things work, not what to buy. "Here is how an index fund works" is education. "Buy this fund" is advice.
- No predictions or promises. Cut lines that forecast prices or imply guaranteed returns. Say "historically" and "for example".
- Add a disclaimer to the description from the upload kit, and say it in the video when you discuss specific products.
- Disclose money ties. Sponsors, affiliate links and positions you hold should be stated clearly. On YouTube, tick the paid promotion box for sponsored videos.
- Talk to a professional if you plan to promote financial products or your audience is in a regulated market.
Check every number
Research is grounded in Google Search at the time you generate, and the editor pass checks the script against it. Still verify figures against official sources such as tax authorities and central banks. Rates, limits and brackets change, often yearly.
- Put the year in the line when a number is time-sensitive ("In 2026, the limit is...") so old videos do not mislead.
- Favor evergreen concepts for Shorts. Compound interest, the Rule of 72 and how inflation works do not go stale.
- Show the math on screen with a label, so viewers can follow and check it.
Evergreen topics that work well
A starting list of questions that explain rather than recommend. Each one has a built-in hook, because most people hold a slightly wrong idea about it. For more on openers, read how to write hooks for explainer Shorts, then turn one of these into a video.
- How does compound interest actually work?
- Why do prices go up every year?
- How does credit card interest pile up so fast?
- What is a stock, really?
- Why do people say "don't put all your eggs in one basket"?
- Where did money come from in the first place?
What the output looks like
Questions
Do finance YouTube videos need a disclaimer?
It is common practice to state that content is educational and not financial advice, both in the description and on screen when products come up. Sponsorships and affiliate links need separate, clear disclosure. Check the rules where you and your audience live.
Does StickTale give financial advice in its scripts?
StickTale writes an explainer that answers your question and checks it against its research. It does not know your viewers. Ask "how does X work" rather than "what should I buy", and review every line before you publish.
Can I talk about specific stocks or crypto?
You can explain what they are and how they work. Avoid telling viewers to buy or sell, avoid price predictions, and disclose any position you hold.
How is this different from hiring a stickman animator?
A freelancer can deliver fully custom animation, but you wait on their schedule for every video and every revision. StickTale turns a question into a finished video in minutes, and you edit it line by line yourself. See the full comparison in StickTale vs hiring a freelancer.
Will the numbers in my video be up to date?
Research uses Google Search when you generate, and you get the source list. Figures that change yearly should still be checked against official sources, and it helps to say the year in the narration.
Updated October 22, 2026
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